--- title: What options are available? description: When you're losing your group benefits, Coverage2go from Equitable Life allows you to purchase health and dental coverage that is affordable and reliable. There are no medical questions if you apply within 60 days of losing health coverage under your group benefits plan. image: https://blog.equitable.ca/hubfs/GuidetoPersonal-CoverageBenefitsButton.png --- - [Log In  ](http://www.equitable.ca) ![](https://blog.equitable.ca/hubfs/Equitable-Apr2017/Images/submenu-arrow.png) ## Group Benefits (EquitableHealth.ca) Sign in to submit an EZClaim, review coverage and access valuable health resources. - [Plan members](https://www.equitablehealth.ca/) - [Plan administrators](https://www.equitablehealth.ca/) - [Advisors](https://www.equitablehealth.ca/) ## Insurance and Investments - [Equitable Client Access](https://client.equitable.ca) Access to your Individual Investment and Insurance policy information such as account activity, balances, coverage and payment details. - [Advisors (EquiNet)](https://advisor.equitable.ca) Exclusive advisor resources Search Search [Français](http://www.equitable.ca/fr/à-propos-de-nous/) [![Equitable Life of Canada Logo](https://blog.equitable.ca/hubfs/Equitable-Apr2017/Images/logo.png)](http://www.equitable.ca/) - 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Whether you’re retiring, changing jobs or moving to a career with no group benefits, [Coverage2go](https://www.equitable.ca/en/our-products/group-benefits/about-coverage2go/)® from Equitable Life® allows you to purchase health and dental coverage that is affordable and reliable. Coverage2go may not cover all the same benefits or have the same coverage maximum amounts as under your previous group benefits plan; please see below for details. There are no medical questions if you apply within 60 days of losing health coverage under your group benefits plan. To apply for dental coverage, you will need to have had a dental benefit under your previous plan. You automatically qualify for coverage if you: 1. Had group health benefits within the last 60 days; 2. Have registered provincial health coverage; and 3. Are less than 75 years of age. There are [two levels of protection](https://www.equitable.ca/media/100852/c2g_online_brochure.pdf) to select from, so you can choose the level of coverage and protection that suits the needs of you and your family. | **Benefit** | **Coverage2go** | **Coverage2go+** | | --- | --- | --- | | **Overall plan maximum** (includes Private Duty Nursing, Medical supplies/equipment, Dental Accident, Paramedical practitioners and/or Ambulance) | $200,000 | $300,000 | | **Prescription drugs** | 80% coverage up to $1,100/year | 80% coverage up to $2,000/year | | **Vision** (includes eye glasses, contact lenses, surgery and eye examinations) | 100% coverage up to $150/two years | 100% coverage up to $200/two years | | **Paramedical practitioners** (includes chiropractor, registered massage therapist, naturopath, osteopath, physiotherapist, podiatrist/chiropodist, psychologist, acupuncturist and/or speech therapist) | $500 combined maximum/year | $650 combined maximum/year | | **Hospital care** (semi-private) | 85%, $175/day Up to $6,000/year, 180 days per stay | 85%, $200/day Up to $6,000/year, 180 days per stay | | **Private duty nursing** | 85% coverage up to $5,000/year $25,000 lifetime | 90% coverage up to $5,000/year $25,000 lifetime | | **Medical supplies/equipment** (includes prosthesis, orthotics/orthopaedic shoes, wheelchairs, wigs and hairpieces, glucometers, casts, crutches, hospital bed, hearing aids) | 85% coverage up to $3,000/year | 90% coverage up to $3,500/year | | **Dental accident** | $5,000/lifetime | $5,000/lifetime | | **Ambulance** | 100% coverage for ground services only | 100% coverage for ground services Up to $5,000 for air services | | **Emergency Travel Assistance** (up to age 80) | $1 million/policy lifetime 60 day trip duration | $1 million/policy lifetime 60 day trip duration | | **Optional Dental** | 80% Basic Services (9 month recall exam) 50% coverage for Major Restorative Services\*\* Up to a combined maximum of $750/year | 80% Basic Services (9 month recall exam) 50% Major Restorative Services\*\* Up to a combined maximum of $800/year | *\* Coverage information provided in this document is for descriptive purposes only. Certain definitions and exclusions apply which are set out in the policy contract at time of issue. Reimbursement is based on reasonable and customary costs where services are provided. Different maximums apply to each covered type of Medical Equipment and Supply.* ***\*\*****Major Restorative Services are only available after Dental benefits have been in place for one year.  Major Restorative Services include:  Endodontics and Periodontics (e.g. services associated with the restoration or reconstruction of teeth or missing teeth such as crowns, bridges and dentures)* [![GuidetoPersonal-CoverageBenefitsButton](https://blog.equitable.ca/hs-fs/hubfs/GuidetoPersonal-CoverageBenefitsButton.png?width=660&name=GuidetoPersonal-CoverageBenefitsButton.png)](https://info.equitable.ca/your-guide-to-personal-health-benefits-download) [![CONTACT US](https://no-cache.hubspot.com/cta/default/3012629/52c8a15d-bf32-4de3-8bec-c435ace94bf1.png)](https://cta-redirect.hubspot.com/cta/redirect/3012629/52c8a15d-bf32-4de3-8bec-c435ace94bf1) [![New call-to-action](https://no-cache.hubspot.com/cta/default/3012629/a4dae765-b181-4770-acca-f74a1d29bb18.png)](https://cta-redirect.hubspot.com/cta/redirect/3012629/a4dae765-b181-4770-acca-f74a1d29bb18) [What's covered by my provincial health plan?](https://blog.equitable.ca/coverage2go/whats-covered-under-my-provincial-health-plan)[How much do health services cost?](https://blog.equitable.ca/coverage2go/whats-the-cost-for-services-not-covered)[What will my out-of-pocket costs be?](https://blog.equitable.ca/coverage2go/what-will-my-out-of-pocket-costs-be)  [Do I need personal health coverage?](https://blog.equitable.ca/coverage2go/do-i-need-personal-health-coverage)[How much do health benefits cost?](https://blog.equitable.ca/coverage2go/how-much-do-health-benefits-cost)[What options are available for health benefits?](https://blog.equitable.ca/coverage2go/what-options-are-available) ## Contact us One Westmount Road North P.O. 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